Robinhood 进入银行业

金融

#1

Robinhood 是有谷歌风头背景的一家创新的证券公司,其最大的不同是免交易手续费,如今他把触角伸进了银行业:

Today Robinhood launches checking and savings accounts in the U.S. with a Mastercard debit card issued through Sutton Bank that starts shipping December 18th. Users earn 3 percent on all the dough they keep with Robinhood, yet there’s no minimum balance or fees for monthly membership, overdrafts, foreign transactions or card replacements. That’s a pretty sweet deal compared to the other leading banks that all charge for some of that or offer much lower interest rates. The trade-off is that while customers get 24/7 live text chat support, they won’t be able to walk into a local bank branch.

Robinhood-Checking-Savings-Fee-Comparison-Chart


#2

可惜我们用不到,很多垄断/传统行业都面临着颠覆风险